THOS in collaboration with the National Health Security Agency (SOS) Signing of MOU to improve the quality of life of teachers and educational personnel Under the Home Loan Project, THOS-SOC. The interest rate is low for the first 6 months, only 1.71% per annum.
The Housing Bank (THB) in collaboration with the Office of the Teachers and Educational Personnel Welfare and Welfare Promotion Commission (SSC) Signed a Memorandum of Understanding (MOU) to improve the quality of life of teachers and educational personnel. Under the Thos.-Sokk Home Loan Project, with Lt. Gen. Pomppoon Chidsook The Minister of Education presided over the signing ceremony, which the MOU signing this time has a budget of 1,000 million baht. The special interest rate loan for the first 6 months is only 1.71% per annum, and the average for the first 3 years is 2.71% per annum. For teachers or educational personnel who are members of the Relief Service for Fellow Teachers and Educational Personnel (CHPO) and/or members of the Relief Serv
ice for Fellow Teachers and Educational Personnel in the event of the death of their spouse (CHP) who want to redeem a mortgage from another financial institution to THOS. In the case of a loan of 1 million baht, the installment payment starts at only 2,900 baht per month. Special! Free mortgage registration fee of 1% of the mortgage limit Interested parties can apply for a loan from 25 September 2024 to 30 December 2024 at bank branches nationwide, along with a savings deposit to support the savings sector if the deposit meets the conditions and will receive an interest rate equal to the 12-month fixed deposit as announced by the Bank on the date of account opening, plus an additional interest rate of 1.00% per annum, equivalent to an interest rate of 2.70% per annum (12-month fixed deposit as of 25 September 2024 is 1.70% per annum).
Mr. Kamolpop Weerapala, Managing Director Housing Bank (THOS) It was revealed that THOS. As a state-owned financial institution with the mission of “making Thai people have a
home” and integrating cooperation with government agencies. Encourage Thai people to have their own homes. Thos. Therefore, it has collaborated with the Office of the Committee for the Promotion of Welfare and Welfare of Teachers and Educational Personnel (CSEC) by Dr. Piraphan Hemarat, Secretary General of the CSC. Signed a Memorandum of Understanding (MOU) to help improve the quality of life of teachers and educational personnel under the “THOS-SOSC Home Loan Project”. This time, it will reduce the burden of expenses and improve the quality of life of teachers and educational personnel through low-interest loans of only 1.71% per annum for the first 6 months, 2.71% per annum for the 7th-24th month, 3.20% per annum for the 3rd year, 2.71% per annum for the first 3 years, and the 4th year until the end of the contract period. For welfare customers, it is equal to MRR – 1.00% per annum. In the case of general retail customers, it is equal to MRR – 0.75% per annum and in case of debt repayment = MRR (MRR intere
st rate of THOS. Currently it is 6.545% per annum).
For teachers or educational personnel who are members. CHPO and/or CHPSA members who want to apply for a loan to redeem a mortgage on land with a building or condominium from another financial institution. Redeem the mortgage of vacant land from another financial institution and build a building. Redeem the mortgage of land with a building from another financial institution and construct a building, or add or expand, or repair, or pay the debt with mortgage redemption to THOS. The loan period is up to 40 years, in the case of a loan of 1 million baht, the installment payment starts at only 2,900 baht. Special! Free mortgage registration fee of 1% of the mortgage limit to help reduce costs for those who want to own a house.
In addition, THOS. If the deposit meets the conditions, the Bank will receive an interest rate equal to the 12-month fixed deposit as announced by the Bank on the date of account opening, plus an additional interest rate of 1.00% per ann
um, equivalent to an interest rate of 2.70% per annum (12-month fixed deposit as of September 25, 2024 is equal to 1.70% per annum).
“THOS is ready to participate in improving the quality of life of Thai people, especially teachers and education personnel, who are considered to be those who create benefits for the nation because they provide education to Thai youth to have knowledge to develop the country in the future. Mr. Kamolpop said
. Secretary General of the Committee for the Promotion of Welfare and Welfare of Teachers and Educational Personnel (CSEC) said that teachers and educational personnel of Thailand who are members of the and/or members of the NCPO under the NCPO. There are 1,323,651 people, most of whom have a large amount of debt, including debts related to housing installment payments. Providing low-interest loan products for teachers and educational personnel is considered to reduce the cost burden for teachers and educational personnel. Therefore, we would like to thank THOS. Prioritize
and take into account the quality of life of teachers and educational personnel.
For teachers and educational personnel who are interested in applying for such loans with THOS. You can apply for a certificate of membership and/or a member of the CHPO along with personal documents, income statements, and collateral documents to apply for a loan from September 25, 2024 and make a legal deed by December 30, 2024 at THOS. For more information, please contact all branches nationwide, G H Bank Call Center at 0-2645-9000 or Facebook Fanpage of the Housing Bank and follow the bank’s news at Application: GHB ALL GEN and www.ghbank.co.th.
Source: Thai News Agency